Working Capital Calculator — Model A vs B vs C
KYRO Capital · Compare interest-based, flat-discount, and KYRO AI tier structures side by side
Inputs
Invoice amount
$1.0M
$100K$100M
Payment day
45 days
Day 1Day 180
Prime rate (%)
6.75%
4%12%
Spread over Prime — Model A
4.50%
1%8%
KYRO Flat discount rate — Model B
3.00%
2%5%
KYRO spread over Prime — Model C
2.50%
0.5%7%
Summary at day 45
Cost curve — all three models
Model A (Prime + spread, interest)
Model B (flat discount)
Model C (KYRO AI tier)
Selected day
Day-by-day comparison table
| Days to pay |
A cost |
A net (day 1) |
B cost |
B net (day 1) |
C cost (KYRO) |
C vs A saves |
C vs B saves |
Best |
