Working Capital Financing Calculator

Working Capital Calculator — Model A vs B vs C

KYRO Capital  ·  Compare interest-based, flat-discount, and KYRO AI tier structures side by side

Inputs

Invoice amount
$1.0M
$100K$100M
Payment day
45 days
Day 1Day 180
Prime rate (%)
6.75%
4%12%
Spread over Prime — Model A
4.50%
1%8%
KYRO Flat discount rate — Model B
3.00%
2%5%
KYRO spread over Prime — Model C
2.50%
0.5%7%

Summary at day 45

Cost curve — all three models

Model A (Prime + spread, interest) Model B (flat discount) Model C (KYRO AI tier) Selected day

Day-by-day comparison table

Days to pay A cost A net (day 1) B cost B net (day 1) C cost (KYRO) C vs A saves C vs B saves Best