KYRO Capital connects contractors and subcontractors with a working capital provider, so you can get cash on your approved invoices instead of waiting 30 to 90 days for payment terms to run out. It lives inside the Get Quick Funding tab in every KYRO AI project.

But what actually happens when you tap that button for the first time?

This post walks you through the onboarding process. It's simpler than you'd expect, and the most important thing to know upfront is this: you only do it once.

Funding Is a Contract Relationship, Not a Button

Before a working capital provider advances cash against your invoice, they need a signed contract with you on file. The provider needs to know who you are, where to send the money, and what terms you've agreed to.

Without that contract, there's no advance. Doesn't matter how clean your invoice is.

In most cases, that contract step is where things get messy. Contractors end up chasing PDFs, emailing bank documents, signing through third-party tools, and repeating the whole process every time they need funding on a new invoice. It's slow, it's scattered, and nobody can find anything when they need it later.

KYRO AI handles that differently. The contract lives inside the app, right where your invoices are generated. You complete it once, KYRO AI stores it, and every future funding request pulls from the same signed agreement. No re-signing, no digging through email threads, no starting from scratch.

What Happens Step by Step

Here's the full flow from timesheet to funding application.

• Submit or upload your timesheets in KYRO AI. These can be GPS-verified timesheets captured through the platform or timesheets you upload manually. Either way, this is where your invoice starts.

• KYRO AI generates an invoice from those timesheets. The platform pulls your timesheet data into a clean, itemized invoice. If you're already using KYRO AI for time tracking, this step is mostly done for you.

• Submit the invoice to your customer for approval. This goes to the utility, general contractor, or whoever you're billing. They review the invoice and either approve it or send it back for revisions.

• Once your customer approves the invoice, funding is unlocked on it. An approved invoice is a known receivable with a known payoff date. That's what makes it eligible for funding.

• You apply for funding on that invoice. This is where you tap the Get Quick Funding tab. If KYRO AI already has your signed contract with the working capital provider on file, the invoice goes straight to the provider. If it doesn't (because this is your first time), you'll be prompted to complete a short onboarding application first.

• Complete the one-time application. This covers your company information, banking details, guarantor agreement, funding terms, and an acknowledgment step. The whole thing takes a few minutes. You only do this once.

• KYRO AI sends your application to the working capital provider. They review it, and if they need anything else, they'll reach out to you directly. The approval decision, any follow-up questions, and the final signed agreement all happen between you and the provider.

After that contract is signed and on file, you're done with onboarding. For good.

What Changes After You're Approved

Once the provider approves your application and your contract is on file, the experience inside KYRO AI changes. Every approved invoice now shows a Get Funded button next to it.

Tap it on the invoice you want to advance. KYRO AI packages up the invoice along with your signed contract and sends it to the working capital provider. They handle the advance from there.

Here's what matters: you don't go through the application again. You don't re-sign anything. You don't re-enter your banking details. One contract covers every future invoice you submit for funding.

And if you don't need funding on a particular invoice, you just don't tap the button. There's no obligation to use it every time.

What KYRO AI Does and Doesn't Do

KYRO AI captures your signed contract, attaches it to your funding application, and routes the whole package to the working capital provider. KYRO AI makes sure the provider gets a complete packet (your verified invoice and your signed agreement) every single time, without you having to reassemble it.

KYRO AI does not advance the funds. KYRO AI does not set the advance rate, the fees, or the repayment terms. The funding agreement is between you and the working capital provider. It's yours to review, understand, and agree to before you sign anything.

Think of KYRO AI as the on-ramp. It gets you in front of the provider with everything they need, all in one place. The financial relationship is yours.

Who This Is For

KYRO Capital onboarding works the same whether you're a prime contractor requesting working capital on invoices owed by a utility or a subcontractor requesting working capital on invoices owed by your prime contractor (whose customer is a utility). The contract setup is the same, the routing is the same, and the one-time nature of the process is the same.

If you've got approved invoices sitting in a payment cycle and you need that cash working sooner, this is how you get there.

Why the One-Time Setup Matters

The contract is the only piece of paperwork standing between an approved invoice and a funding application. That's it. By capturing it once inside KYRO AI, instead of scattering it across emails, PDFs, and signing platforms, every future funding request becomes a single tap.

You do the setup once. After that, it's just you, your approved invoices, and a button.

The Get Quick Funding tab is live inside every project. Open it, complete the one-time application, and you're set for every invoice that follows.

Frequently Asked Questions

Do I need to fill out a new application every time I want funding on an invoice?

No. The application and contract signing happen once. After your contract is on file with the working capital provider, every future funding request is a single tap on the invoice you want to advance. No re-signing, no repeat paperwork.

What if I use KYRO Capital for one invoice but not the next?

That's completely fine. There's no obligation to request funding on every invoice. The Get Funded button is there when you need it. If you don't need an advance on a particular invoice, you skip it. No commitments, no recurring charges, no pressure.

Where does my signed contract go after I complete the application?

KYRO AI stores it securely and attaches it automatically every time you submit an invoice for funding. You don't need to keep track of it, re-upload it, or send it separately. The working capital provider gets a complete packet (your approved invoice and your signed contract) every time, without any extra steps from you.

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